The most important considerations are that you can afford the monthly repayments and that you are a homeowner/mortgage payer. Other factors to take into consideration are available monthly income and property equity. We can arrange loans for any amount, from £3,000 to £100,000.

Our loans are usually available over 3 to 25 years and depend on how much you can afford each month. The repayment guide should help you.

Anything you want, there are no restrictions. Maybe you need to reduce your monthly outgoings by paying off all your debts, leaving you with one lower and more manageable monthly payment. Or perhaps you'd like to buy a new car, boat or caravan. How about a luxury cruise or exotic holiday? What about new windows, or a conservatory, maybe an extension? It really is up to you.

We offer, and recommend, optional accident, sickness and redundancy cover to give you complete peace of mind. Life assurance is also available, and some plans offer this free.

Yes, completely. All applications are treated in the strictest confidence. We do not contact your employer or bank unless absolutely necessary, and even then only with your prior written consent.

Absolutely! And there are no time restrictions. Call us for the advice on the most economical way of settling your loan, we'd be happy to help.

No problem! Simply pay the outstanding balance of your loan form the proceeds of the sale. Alternatively, we may be able to transfer the loan to your new property. Again, we're happy to provide you with free advice on the most economical route to take.

Yes! Do it the easy way! Simply apply online when you're looking for more, and we will immediately process your application. We already have your details, so this is a straightforward process and we'll send you a cheque assuming your application is successful.

Complete the short online application. Our state-of-the-art computer system allows us to process your application in the fastest time possible, which means we can give you a fast in principle decision.